Assumptions 5/1-Year Variable Rate Loan

• Annual Percentage Rate (APR) calculations are based on a $200,000, 5 year adjustable loan and assume the following: a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 60%; an excellent credit score; and full documentation provided to process the loan
• Rate and APR applies to rate and term refinances only. No cash out
• Loan amortized over 30 years
• Rate and APR Rates shown are subject to change without notice, and may be unavailable at commitment or closing
• Rates may increase over the life of the loan
• Third party fees may apply
• Fees may vary by state
• Subject to underwriter approval; not all applicants will be approved
• Restrictions may apply
• Not an offer to enter into a rate lock agreement