A faster, friendlier way to unlock your potential.

From refinancing to debt consolidation and more, we're here to help you move forward in life.

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How can we help you?

New Home Purchase

To get the most home with the least hassle, you need a trusted financial guide at your side.

Get a Cash-out Loan

Get cash in your hands faster to achieve the goals that move you forward in life.

Refinance Your Home

It’s your home and your mortgage, and we can help you get the most out of both.

Consolidate Debt

Simplifying and managing your debt is a healthy step toward peace of mind.

Get Better Loan Rates

Whether you want to shorten your loan term or secure a better rate, we can help.

Home Improvement Loan

From do-it-yourself remodels to large-scale renovations, the perfect loan option is here.

How we work.

Goals First, Then Money

We take the time to truly understand your short- and long-term goals before we structure your custom options.

One Trusted Loan Advisor

Your dedicated personal loan advisor guides you through the process every step of the way, providing everything in writing so you can make informed decisions.

In House, On Time

Unlike other companies, we use in-house underwriters and processors to offer some of the fastest loan processing times in the industry at only 2 to 3 weeks.

We help folks like you, every day.

Joseph Schambach is quite a young man. RUM is very fortunate to have such a pleasant, helpful, prayerful, and genuine employee. He answered all my questions without getting the least bit aggravated and a 70yr old lady who has never done this before had...

After three tries with other companies, Royal United was the only company that did not give me the run around. They are very professional and know exactly what they are doing. Mrs. Shannon Creg walk me through the process and seem very caring. She was...

Unique Options. Unique Situations.

Home Refinancing

With some of the fastest loan processing times in the industry, we can help you cash out or begin your renovation sooner.

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Home Purchase

Our friendly, customized loan process is a dream, just like your new home.

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Loan Options

Not sure what type of loan you’re looking for? Check out your options, or better yet contact us to discuss your goals.

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What are you looking for?

Calculators

From new home purchase to refinancing and monthly payments, we have the easy-to-use calculator for you.

FAQs

You have questions, we have the answers. In fact, we have answers to some questions you might not have even thought of yourself.

Resource Center

Find answers and learn at your own pace with our extensive resources, articles, and tools in our Resource Center. Or, simply contact us and we’ll hel ...